Archive for May, 2009
Cancer and the Stars – Focusing on the Dollars and Cents of Healthcare
The business world methodically concentrates on numbers, creating revenue, and attracting new clients. When health care is your business, you should remember to take a step back from the “time to make the donuts” mentality and consider the other side of your company (i.e., the human side). Although the iconic Dunkin’ Donuts advertisement featuring Fred the Baker was a catchy way to sell a morning treat with your coffee, too much of this “by the numbers” assembly line attitude permeates our current health care system. If President Obama and the Democratic leaders in the United States House and Senate proceed with their plans, government could simply be replacing the business bean counters and creating new areas of patient concern.
Day after day, we at Peoples Health Insurance focus on the importance of health care and how to reach millions of uninsured Floridians. We take pride in our easy to use Web site and feel confident that the quality of information you will find is an asset when searching for a Florida Health Insurance quote. However, I have recently found myself looking at the other side of the insurance industry. That is, a noticeably growing number of people have become ill and are in the throws of a life changing medical development. As an aging Baby Boomer myself, I am certain that others have made this observation. More troublesome, are the ghoulish stories featuring the icons of our era (like Farrah Fawcett) as headliners on the evening news retorting the facts of their deadly condition. This only serves to heighten our anxiety about our own mortality.
The grim reality is that even larger-than-life Hollywood heavyweights, who somehow appear to be untouchable, are subject to the same ailments that all Americans face. Their glamorously led lifestyles and financial success is not enough to ward off real, serious, and fatal illnesses such as cancer. Paul Newman for example died in September of 2008 after a long battle with cancer; Patrick Swayze is currently fighting pancreatic cancer; more recently, Farrah Fawcett has appeared in the media with updates on her brush with anal cancer, which has brought new attention to this rarely discussed disease.
As we all know, purchasing a Florida Medical Insurance plan is designed to defray the financial costs of fighting disease and illness. For wealthy celebrities, they are blessed with a certain amount of added financial backing that can be used to enhance their treatment, especially in the event that their health insurance policy contains coverage gaps. For those of us who are mere mortals, the reality of a serious illness would mean financial devastation without some form of quality coverage. Nevertheless, no matter whom you are or your status in the world, at some point you will realize that you can no longer extend your life any farther. As I watch Farrah Fawcett struggle, I cannot seem to clear this thought from my mind.
Sickness and dying are subjects that most Americans would rather not discuss. After all, we get up in the morning and look forward to the day. Just as easy, we could consider that same day as just one closer to our own demise! As the health care debates continues to rage in Washington, DC, we should demand that our legislators and business leaders remember what they are debating; the future of an industry that touches the lives of everyone in our country. Somehow, we should all strive to keep the human side of the debate on the table as we carve up the numbers to determine who wins and who loses in the warfare called health care reform.
How prepared are you for the next H1N1 - Swine flu? A wake-up call to Florida’s Uninsured
The H1N1 - Swine flu panic that swept through our country has fortunately turned out to be much less harsh than originally anticipated. The death of any American is not a statistic to be taken lightly, but what was lost in the discussion is that the “run of the mill” seasonal flu is actually very destructive. According to government sources, the “garden-variety” flu kills up to 36,000 people each year. In comparison, more of citizens die in one day from the regular strain of flu than the H1N1 - Swine flu has killed in total
If you are one of the millions of Floridians who remain uninsured, even after the H1N1 scare hit the nation, hopefully this is your wake-up call. Having a Florida Medical Insurance plan in place to handle pandemic diseases, in addition to the other typical illnesses that plague our lives on a regular basis, could literally mean life and death for you or your family. With any sickness, in this case the flu, complications arise as a result of the viral symptoms. For example, severe dehydration. Worse yet, any flu can intensify underlying conditions such as heart disease or cause pneumonia and other respiratory complications. Individuals who are uninsured may ignore their symptoms out of financial fears (for example, the cost of being hospitalized) until it is too late for proper treatment.
In today’s fast-paced society, it is easier than ever to anonymously shop, compare, quote, and apply for a Florida Health Insurance plan. Importantly, a variety of affordable plan choices can help meet the needs of those who are uninsured. Click on our Web site at www.peopleshealthinsurance.com and take a no obligation look at your choices. Although we all wanted to see the threat from the H1N1 - Swine flu subside, there is no assurance that it will stay contained. Worse yet, other known illnesses, such as the seasonal flu, are a real danger that we constantly face. Everyone should take the pro-active step of being covered by a Florida health care plan that fits their budget.
Shopping for Florida Health Insurance…. Keeping it simple!
When it comes to shopping for quality Florida health insurance, you can either apply directly with each individual insurance carrier, or use an independent on-line agent for quotes. Whichever way you go, both will yield the exact same benefits, premium rates, and chance of being approved for a policy. However, only one choice will allow a fast and simple side-by-side plan comparison from a number of competing insurance carriers and that is by going with an on-line independent agent.
Most health Insurance companies do a good job fitting potential applicants with a policy that suits their budget and healthcare needs, but only within the plans they offer. However, if you want multiple quotes to ensure you are getting the “biggest bang for your buck,” you will need to repeat this process with each individual health insurance company. This takes a lot of time and effort. Conversely, an independent on-line agent who offers an instant on-line quote process, can provide this service immediately.
The biggest advantage of using an independent on-line agent is that they are focused on quoting policies with multiple insurance carriers at the same time. They want to provide their applicants with the maximum amount of benefits for the premium dollars spent. The legwork is done for you in a simple quoting process. You just plug in your information and the quotes are automatically figured for you. After deciding on a policy, you simply click on the “apply” button and you are securely connected to the insurance carrier to begin the application process.
One important point to remember when choosing a source for quoting different Florida health plan options is that the premium rates quoted directly by insurance company’s are the exact same prices you will get from an independent on-line agent. These rates are regulated by law and cannot be increased by any independent agent or discounted by the insurance carriers.
In my opinion, knowing the benefits of using an on-line health insurance agent makes it a no-brainer choice. The question now is which one to use? I look for do-it-yourself Web sites that provide the freedom to make informed decisions. Even if the quoting is done for me, I still want to feel like I am in control. The Web site www.peopleshealthinsurance.com is designed with these ideals in mind. It is informative, easy to navigate, and allows you to quote a number of different Florida health insurance carriers simultaneously. Also, you can go the whole distance by yourself or contact us if you need assistance and have questions.
Shop around if you need to satisfy your curiosity. Why not save yourself a lot of time, hard work and headache by using the Peoples Health Insurance Web site. Keep it simple, healthcare is confusing enough.